Doug Oosterhart is the Founder of LifePoint Planning, a firm that serves clients across the United States. Mr. Oosterhart is a graduate of Michigan State University where he earned his Bachelor of Arts in Finance. He earned his CFP® designation at the age of 25, becoming one of only about 5% of CFP® practitioners under the age of 30 at the time. He started in the industry at age 20, and after a number of years with a large insurance carrier, he decided to start his fee-only financial planning firm. Doug believes in planning first – meaning that a solid plan comes before any type of investment strategy. He believes that the investment portfolio is only the funding medium FOR the plan.Doug’s core philosophies are:Control the controllablesSimplicity is the ultimate sophisticationLife happiness and fulfillment is a primary goal of financial planningSpeak bluntly and truthfully, coaching clients with what they *need* to hear vs. what they *want* to hear. Otherwise, why should they hire you?