Stephen has provided comprehensive wealth management and financial services for over 27 years.  In 2006 he founded Manhattan Ridge Advisors and maintains offices in New York City, Bedminster, and Iselin, NJ.  Prior to starting Manhattan Ridge Advisors Mr. Oliver served as Managing Director and Branch Manager for Montauk Financial Group in New York City and as Senior Vice President for Montauk Capital Markets institutional division for five years.Stephen’s practice offers solutions for wealth management, income planning and retirement services. Stephen currently serves on the Greater Somerset County YMCA Board and the Cetera Advisor Lifecycle and Diversity Enterprise Action Committee. He has previously been a member of the Board of Governors for Youth at Risk in New York City and is the former President of New Jersey National Golf Club in Basking Ridge, New Jersey.Stephen has a passion for education and service excellence in retirement planning and the qualified plan industry.  His professional designations include: Certified Plan Fiduciary Advisor (CPFA), Certified 401(k) Professional (C(k)P®),Accredited Investment Fiduciary (AIF®), Chartered Mutual Fund Counselor (CMFC®), Chartered Retirement Plan Specialist® (CRPS), and the Certified Wealth Strategist (CWS®).He has been awarded the Financial Times Top 400 Advisors in 2015, 2016, 2017, 2018, 2019, and 2020 as well as the NAPA Top Advisor Team in 2017, 2018, and 2019.  The Financial Times Top 400 Financial Advisors is an independent listing produced by the Financial Times.  The FT 400 is based on data gathered from firms and verified by broker dealer home offices, regulatory disclosures and the FT’s research.  The listing reflects each advisor’s performance in six primary areas.  The factors are:  1. Assets under management; 2. AUM growth rate; 3. Years of experience; 4. Compliance record; 5. Industry certifications; 6. Online accessibility.  Neither the brokerages nor the advisors pay a fee to the Financial Times in exchange for inclusion in the FT 400.  Listing in this publication and/or award is not a guarantee of future investment success.  This recognition should not be construed as an endorsement of the advisor by any client.  The NAPA Top DC Advisor Team list highlights the nation’s leading retirement plan advisor firms. This list focuses on teams, broadly defined as being in a single physical location, and having at least $100 million in DC assets under advisement. It is based on self-reported assets under advisement as of December 31, 2019, unless otherwise noted. CALLOffice: 212-370-1111Mobile: 203-715-1300 Fax: 646-572-8775VISIT1460 Broadway  New York, NY 10036CONNECTinfo@manhattanridge.com  Check the background of your financial professional on FINRA’s BrokerCheck.The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.